نوع مقاله : مقاله پژوهشی
نویسندگان
1 گروه حقوق خصوصی ، دانشکده حقوق ، دانشگاه شهید بهشتی ، تهران ، ایران
2 عضو هیات علمی گروه حقوق خصوصی، دانشکده حقوق و علوم سیاسی، دانشگاه خوارزمی، تهران، ایران
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Although a cheque is a payment instrument, the mere issuance of a cheque does not absolve the issuer from their obligation to pay. To address this gap and to protect the rights of the chequeholder, the parties may adopt provisions such as a right of rescission or a termination clause in the contract. These provisions enable the dissolution of the contract, either voluntarily or automatically, in the event that the cheque is not cleared by the specified date. Despite the seemingly straightforward nature of these clauses, several ambiguities arise which can profoundly affect the continuation or termination of the contract. This research, utilizing a descriptive-analytical approach, explores these ambiguities, particularly in relation to the transfer or endorsement of cheques, the timing of bank presentations, and instances of cheque return. By analyzing the relevant legal precedents, it is concluded that in cases of cheque transfer or endorsement, the condition remains valid and enforceable. Moreover, the failure to clear a cheque is confirmed only if it is presented on the specified date and no fault lies with the issuer, such as insufficient funds or failure to register the cheque in the designated system.
کلیدواژهها [English]
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